My First Home

I found a house that I could afford within my budget with a thirty year mortgage which I was not happy with. I wanted to get the fifteen year long mortgage but I could not make the payments so I had to get the fifteen year mortgage. I had a hard time looking for homeowners insurance because they gave me different quotes and the quotes for the homeowners insurance were based on when the house was built, if the house had an alarm system, smoke detector, and if the house was made out of bricks. I finally found a cheap one with Liberty Mutual.